When it comes to saving money on your insurance, one of the easiest ways to do that is to bundle your home and auto insurance with the same insurer.

Most insurance companies will give you a discount, usually ranging between a minimal 5% and a whopping 25% when you purchase home insurance and auto insurance through them. Bundling can also be more convenient since you and your insurance agent can review both your home and auto insurance in one sitting instead of two, and you can manage them from home using the same website portal. Additionally, if you’ve made auto insurance claims or gotten some tickets, having both your home and auto insurance policies issued by the same company significantly lowers your chances of being dropped.

Unfortunately, bundling your homeowners and auto insurance comes with a few downsides. For one, it makes it difficult to price shop, meaning that when and if your auto insurer raises your rates, you’ll be stuck paying them instead of being able to jump ship and go with a new company. Also, depending on your situation, it can be cheaper to buy insurance policies from two different companies instead of bundling them. 

Most of the time, insurance companies don’t limit bundling of policies to just auto and home insurance, so if you’re in the market for several different types of insurance, it would be in your best interest to look into bundling them to possibly save some serious money. 

If you have additional questions about insurance, give Carol a call at 661-803-3803 or stop by InsuranceSCV.com for a FREE quote!