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Carol Smith - InsuranceSCV.com


Carol Smith – InsuranceSCV.com

 

Insurance SCV is all about choices. As an insurance professional with Insurance SCV in Santa Clarita, Carol works with more than 75 different carriers. That helps her find the best coverage and price, whether you’re shopping for homeowner’s insurance, auto insurance, condo insurance, renter’s insurance, business insurance or earthquake insurance.

Carol previously worked as an agent that represented only one carrier, so she saw the need to expand and develop an agency that offers a wealth of options – not just a few. Being a member of Professional Insurance Associates Select (PIA) helps because they provide Carol and Insurance SCV with the flexibility and support needed to provide optimum service.

Networking is a big part of any successful business and Carol is wired in with several organizations throughout the Santa Clarita Valley. She is a platinum sponsor of Southland Regional Association of Realtors (SRAR) and she serves on the association’s Government Affairs Committee. Carol is particularly proud of her affiliation with SRAR due to its successful lobbying efforts that improve the lives of ordinary Californians. She is also an ambassador with the Santa Clarita Valley Chamber of Commerce, an association she has been affiliated with for nearly a decade.

Carol additionally belongs to a variety of other groups, including Connections Uniting Professionals (CUPs) and Women in Touch. These organizations keep her tuned in to important community issues and they provide fundraising opportunities that benefit local and deserving charities. Carol volunteers with Help the Children, a Santa Clarita food bank that serves needy families in the area.

Carol has a bachelor’s degree and master’s degree in education. She taught school in Northern Kentucky before moving to Santa Clarita in 1984 and subsequently worked as a Realtor with Coldwell Banker Vista Realty in Santa Clarita before establishing her own agency, Insurance SCV.  She has over 25 years of insurance experience.

Carol stresses the importance of having options with insurance. People typically shop around to find the best price, which is what they should do. Let’s face it, everyone wants to save money. But she cautions that policy forms differ and some policies may not include the endorsements a client would need down the road.

Carol cited a recent experience she had with a client as a prime example. He was about to go with another company because it would have saved him $100 a year. But when she explained why her policy would be better, he ultimately opted to go with her.

That decision paid off. Ten months later a sewer backup flooded his home, causing $7,000 in damage.

“He filed a claim and said he was glad he listened to me because the other policy he considered wouldn’t have covered the damage,” Carol said. “It really does pay to be aware of the differences that exist between policies.”

These days, Carol likes to educate her clients and others through the fun blogs she posts on her website. The blogs are often funny, but the messages they convey are real!

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